- Indonesian Citizen (WNI) or WNA
- Minimum age 21 years or already married
- Have an identity card in the form of an ID card or passport (for foreigners), and have a TIN (Tax Identification Number) and a bank account in Indonesia
- Have an active Indonesian phone number
- Have a clear source of income, steady income, or already working
- Understand and agree to the risks that occur in the funding process through the P2P Lending platform